Save Your Home: FREE Foreclosure Prevention Workshop in Vero Beach on Nov. 1 and Daytona Beach on Nov. 8

Facing foreclosure is stressful for families – The Neighborhood Community Foundation eases the stress with a free workshop to educate consumers about their options with real solutions.

Vero Beach FL, October 11, 2011 – The foreclosure epidemic is showing no signs of a slowdown.  Millions of Americans owe more than their home is worth. Get information from a reputable source while learning your options and staying current with developments in the marketplace that affect foreclosures.

Vero Beach on November 1 from 7 p.m. to 9 p.m. at Holiday Inn Oceanside, 3384 Ocean Drive, Vero Beach, FL 32963.

Daytona Beach on November 8 from 7 p.m. to 9 p.m. at Hilton, 100 North Atlantic Ave, Daytona Beach, FL

An independent, nonprofit organization based in Sarasota, the Neighborhood Community Foundation strives to help residents develop a better understanding of the foreclosure process, legal rights, and available options and solutions to remain in their homes.

“Knowledge is power, and homeowners can more effectively fight foreclosure by knowing about the process and understanding how current events can affect their outcome”, says David Chandler Hicks, a foreclosure defense attorney who is one of the keynote speakers at the Neighborhood Community Foundation’s prevention workshops.

Every week, information surfaces as we investigate and unravel the mortgage and banking industry crisis.  What happens every day can affect each homeowner as they navigate the crazy, unreliable flow of foreclosure information such as; discrepancies in communication between homeowners and banks as well as solution based resources for recovery.

News stories shock us every day with newly discovered bank fraud and rampant robo signing activity.  Recently, a story surfaced on the mismanagement of government foreclosure aid programs designed to assist homeowners leaving $568 million unspent. Another news alert ran on banks that failed to register properties being foreclosed and skipped out on the fees required by the county. This is the news shaping upcoming legislation as the country tries to right itself again.

The Workshops will answer many questions and provide insight to guide homeowners to the next positive step, wherever they may be in the process.

During the workshop Hicks will share free legal advice about the most common types of errors and violations found in loan documents and provide a full explanation of  the laws that protect homeowners when facing foreclosure eviction.  In addition, homeowners will receive information from other non-profit agencies to help them properly assess a practical course of action for their needs.

Topics of the workshop include:

• Loan Modifications – Effective techniques that work
• Federal Foreclosure Programs – HAMP and HAFA
• Loan Audits – How to identify paperwork fraud or loan violations
• Lender paybacks – Are you eligible to receive one?
• Buy more time in your home – Simple steps to postpone your move
• Protecting against foreclosure predators
• County agency resources
• Real legal defenses
• Questions and Answers

Guid should contain 32 digits with 4 dashes (xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx).

The Best Places to Live in America
Money Magazine